3. Exchange Information with Other Drivers

Gathering detailed information directly at the accident scene can prevent many future problems. Be sure to exchange names, phone numbers, home addresses, driver's license numbers, license plate numbers, and valid insurance policy details with each driver involved.

If possible, take clear photos of your insurance card and ID card. Be meticulous, but avoid arguing about liability or making impromptu apologies. Provide only objective facts, as any subjective statements could be used by the other party and negatively impact your future claims.