6. Notify Your Insurance Company Promptly

After an accident, contact your auto insurance company as soon as possible, ideally within 24 hours. Simply disclose the basic facts of the accident and avoid any unfounded speculation about liability until you have fully processed the trauma.

If your vehicle is immobilized, consult your insurance agent about temporary car rental policies and clarify any limitations on towing, vehicle impoundment fees, and emergency medical expenses in your policy. Remember, issuing this initial notice does not mean you must file a full claim.