How to Slash Your Car Insurance Costs

Secret 4: Claim History Impacts Premiums

Submitting claims frequently labels you as a high-risk motorist, automatically triggering rate hikes. Preserving a flawless, claim-free timeline is the best way to maximize your NCB—sometimes earning up to 50% off. Even one minor payout can haunt your rates for years, so carefully monitor history and handle tiny fixes independently.

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